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Standing seam metal roofing gets pitched as the storm-ready option, but the seams themselves are what actually earn that reputation. Unlike exposed-fastener metal panels, standing seam systems hide every screw and fastener under a raised, interlocking seam, so there’s no exposed hardware for wind-driven rain to work its way through during a tropical storm, which is the failure point that causes most metal roof leaks in older installations.

Tile roofs get sold on longevity, but the tiles themselves aren’t usually what fails first in a Florida storm, it’s the underlayment beneath them. A 50-year clay or concrete tile can be sitting on 20-year underlayment that’s already past its service life, so a tile roof’s real remaining lifespan often comes down to when the underlayment was last replaced, not the age of the visible tile.

Asphalt shingles rated for high wind resistance are tested and rated at installation, but that rating assumes proper nailing patterns and sealant strip adhesion, both of which depend more on installation quality than on the shingle brand itself. Two identical shingle products installed by different crews can perform very differently in the same storm, which is part of why installation crew experience matters as much as the product spec sheet.